Pipelines182 wrote:Michele B wrote:
Thanks for your response. I suspected it wasn't built back better (sorry!). Oftentimes it is the $$$ issue. I feel very bad for those who had lovely homes there on the beach and lost it all.
Hopefully, those who are there now are smart enough to get out and be safe. I think I heard horror stories about many who would not leave, never to be seen again...
The unfortunate truth is that there are some places that people shouldn't live and I say that as someone with a vacation home on the beach in NC. We shouldn't be building or living right on the coastline in surge prone areas, it's no different than living in the floodway of a river. If people do decide to build there, the government shouldn't be bailing them out when the inevitable storm comes and destroys their home. The government should do everything they can to protect lives, but it isn't their job to protect lifestyles, especially when someone makes a poor financial decision by owning a home without sufficient insurance to cover it after a total loss.
My 1960s house will one day be destroyed by a hurricane, my insurance won't cover the very expensive rebuild, I'm ok with that.
That's one side of the coin. I've lived in the same house for 35 years, now paid off, paid insurance fir 34 years, nit one claim...BUT..
ALLSTATE, pulled out after many years of many years if no claims from me, then dumped into Florida's mess. Rates still went thru the roof. I needed to make a judgement call. Oay to upgrade my house, bew roof, windiws, or pay insurance. I chose the former. Then on top of that, the economy is killing my business. And still, otger stuff is breaking. Needed a new a/c installed. And 2 weeks ago, my fence went down (5 contractors are no shows..another story)
So I get a pit peeved when someone mentions FEMA helping folks out, not fully, when I've done rhe right thing for years, but watched event after event, like fires in Cali, floods along the Mississippi, and now, cannot currently afford the $7K policy to insure my home now. Will FEMA be there for me? (God forbid I needed it)
Hailing from Hollywood Florida
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