Are you in a flood zone?

[CajunMama]

Not sure if this goes in this forum but with hurricane season upon us i thought this would be something good for some of us to know. To find out go to:

http://tinyurl.com/jnn7p


I fall in the Moderate to Low Risk.

This property appears to be located in a moderate to low risk flood zone. Buildings in these zones could be flooded by severe, concentrated rainfall coupled with inadequate local drainage systems.

[Canelaw99]

Ours is in a high risk zone because of our proximity to the coastline. We have to evac in a cat. 2 or above because of being east of US1. We don't get flooding when it rains a lot or anything, so surge would be our main concern. Good thing we have flood insurance

[TS Zack]

That makes me feel soo much better. Thanks CajunMama! Made my day

[stpeteweathergal]

I'm also in a "high risk - coastal flood zone" according to the website that was posted. In Pinellas County that's known as Evacuation zone A. Having lived in Pinellas County all my life, I have not seen this area actually flooded from rain but surge has certainly threatened us. We are located about 100 feet from the intercoastal and we have a decent cement seawall surrounding us. Charley was our biggest fear thus far. We were thankful it did not impact us directly. Thank goodness that State Farm has remained as our insurance carrier. Fingers are certainly crossed.

[TreasureIslandFLGal]

Hi StPeteGal!

I'm just over the bridge from you. Obviously in a high threat level too being literally in the middle of the intracoastal!

[stpeteweathergal]

Hello TIGal!
I've seen you posting over the past week and enjoy knowing what's going on over the new bridge. We can warn each other throughout the season if our neck of the woods is in danger. Look forward to future posts!!

[O Town]

I fall in the Moderate to Low Risk.

This property appears to be located in a moderate to low risk flood zone. Buildings in these zones could be flooded by severe, concentrated rainfall coupled with inadequate local drainage systems.

Me too.

[feederband]

Even in low risk there is still a risk...I lived in a low risk but we had a flash flood and still had alot of damage...You never no....

[skysummit]

I'm in a Moderate to Low Risk area. What I don't understand about that is when Rita hit the TX/LA line, we had a 16 foot storm surge a few miles to my south that put thousands of homes underwater. Houma does not have a hurricane protection levee.

[TreasureIslandFLGal]

Where are you at StPeteGal? I am literally just past the new bridge (thank God that is finally open!!!!) on Paradise Island. 1st light after the bridge, take a left.

I was over on 6th Ave North at 72nd st. before this right on the Pinellas Trail.

LOVE this area... even with the Tropical "excitement" that I have to deal with. (the "move the cars" fiasco that we go through whenever threatened)

[Ixolib]

Interesting thing about flood zones....

Before Katrina, our home in Biloxi was NOT in a flood zone. But, on the morning of August 29, that changed big time as we took 3 feet of storm surge in the house. Our home was (is) 20 feet above sea level, so that means there was 23 feet of sea water at our address!

At the time, we had no flood insurance since the city, county, mortgage company, State Farm AND FEMA all said we didn't need it.

Of course, in hind-sight, our home is "now" in a FEMA flood zone and we "now" have flood insurance. But before Katrina, no one knew that the many areas that got storm surge would ever get it.

My point being this. Just because you may not be in a flood zone does not mean you won't flood. If I had it to do all over again (and of course, knowing what I know now), I would recommend anyone who is below 30 feet to get the insurance. It is REALLY cheap - especially in comparison to the damages you have to pay for yourself. If you're in a surge-prone area, I would seriously consider flood insurance - even if you're NOT in a FEMA flood zone.

Addendum: Now-a-days, we live in Madeira Beach, FL - about 200 feet from the Gulf and "maybe" 7 feet above sea level. Talk about gluttons for punishment!!

[SouthFloridawx]

Thanks Kathy for that link... I've been trying to find something like that. I now know I'm in a Low to Moderate Flood Risk Area.

[Yarrah]

2 meter below sealevel here. I guess that means I'm in a flood zone...

[brunota2003]

Important! You live in or near a Special Flood Hazard Area:
This property appears to be located in a high risk flood zone. Your property may be located inland, in a low-lying area near creeks and rivers that are prone to flooding caused by torrential rains, spring melt, etc. Or your property may be located in or near a coastal area that is susceptible to flooding caused by storm surge, hurricanes, etc.

High risk zones are indicated with the letter A on your community's Flood Insurance Rate Map (FIRM).

I only live right by a creek where it feeds into the Neuse River...whats the big threat??? (besides the fact that only a Cat 1 can back the creek up about 5-10 feet above normal...) I do have flood insurance, however probably wont need it, the surveyer who did the house even laughed about it, if my house floods, you can almost bet Raleigh has water front property... I wont flood until we get above 12 meters of water...however...right down my road, by about 25 to 30 yards, they drop to Moderate to Low...

[CajunMama]

brunota...i'm by a coulee (which is what we call creeks down here). I thought i was safe too until Jan. 20, 1993. I ended up with 6" of water in my new home. I was told by everyone i didn't need flood insurance...wish i hadn't listened to them.

[wxman57]

brunota...i'm by a coulee (which is what we call creeks down here). I thought i was safe too until Jan. 20, 1993. I ended up with 6" of water in my new home. I was told by everyone i didn't need flood insurance...wish i hadn't listened to them.

Would that be Coulee Meine, between Bendel Gardens and I forgot what area on the other side? I used to fish for alligator gar there when I was a kid.

I got "Risk Level: Unavailable for southwest Houston.

[duris]

You might be in a flood zone if...you have a FEMA trailer parked in your front yard, and your ground floor is made of dirt.

[GulfBreezer]

"Moderate to Low Flood Risk"



TOO FUNNY!!!! I had 4 feet of H2O in my home from Ivan!!!!!

[Brent]

Moderate to Low here.

I'm hours from the coast so surge is not a problem, and our basement is above ground so we're on like the 2nd floor already. Our backyard is significantly lower than our front, and it has had some flooding in heavy rain before, but it would take an epic historic flood to have the actual house flood.

[Hurricanehink]

High risk... oddly enough. My house has been flooded around three times since it was built in 1903, and that's including storm surge.