My New Viewpoint on Boarding Windows (+ a little rant)

[brunota2003]

From the NHC's FAQ:
Subject: A8) What is storm surge and how is it different from tidal surge ?
Storm surge is the onshore rush of sea or lake water caused by the high winds associated with a landfalling cyclone and secondarily by the low pressure of the storm.
http://www.aoml.noaa.gov/hrd/tcfaq/A8.html Wonder if they can wiggle out of that one...
Timmy
TrackaHurricane.com

oh, i forgot, it says landfalling cyclone, not hurricane

Well a cyclone defines anything that is tropical in nature - typhoon, depression, tropical storm, hurricane - they're all "cyclonic", and hence, all fit the description! Thanks for this link - this is GOOD stuff!! In fact, I'm going to send the link to our local paper (Sun Herald) in the form of a "Letter to the Editor"!! Thanks again...

Your welcome, if you notice, that was sarcasm, lol

[Ixolib]

From the NHC's FAQ:
Subject: A8) What is storm surge and how is it different from tidal surge ?
Storm surge is the onshore rush of sea or lake water caused by the high winds associated with a landfalling cyclone and secondarily by the low pressure of the storm.
http://www.aoml.noaa.gov/hrd/tcfaq/A8.html Wonder if they can wiggle out of that one...
Timmy
TrackaHurricane.com

oh, i forgot, it says landfalling cyclone, not hurricane

Well a cyclone defines anything that is tropical in nature - typhoon, depression, tropical storm, hurricane - they're all "cyclonic", and hence, all fit the description! Thanks for this link - this is GOOD stuff!! In fact, I'm going to send the link to our local paper (Sun Herald) in the form of a "Letter to the Editor"!! Thanks again...

Your welcome, if you notice, that was sarcasm, lol

Yeah, I caught it!! I think I was just so happy to see the link that I was trying to justify my own thoughts on the topic!!

[olddude]

Ixolib, have you contacted a public insurance adjuster?
Believe me, it's the way to go if you are being jacked around by your ins. company.

After hurricane Georges my house took some damage including roof damage and rain entering due to the roof. The ins.company offered me $4500 for half a roof.
I contacted a pub. adjuster who worked for 15% of recovered damages. He documented everything, estimated damage at $30,000 and with my blessing settled for $17,000. This guy was great. He did all the haggling, met with their adjuster 3 times, (I'll never forget the ins. adjuster from Tenn. saying " That isulation will just dry right out and be good as new". Pub adjuster; "Maybe in Tenn.,Pal, but not in the Fl. Keys!")

Ixolib, don't settle!. Contact a Pub. Adjuster, contract with one for no more than 15%, beware 30% scamer adjusters. Google- Public Adjuster for more info.

Scott

[Hurritrax]

Ixolib, how far do you live inland, and how far inland did the surge go?

I don't live on the ocean but I'm about 1 mile from a river and sound....if a cat 4 or 5 hit us directly, the surge maps show my home as staying dry. After seeing the impacts of Katrina and Rita, I'm not so sure it would stay dry. The surge could be driven up the sound and river and cause a major flooding problem. BTW I'm about 18 feet above sealevel.

[Ixolib]

Ixolib, how far do you live inland, and how far inland did the surge go?

I don't live on the ocean but I'm about 1 mile from a river and sound....if a cat 4 or 5 hit us directly, the surge maps show my home as staying dry. After seeing the impacts of Katrina and Rita, I'm not so sure it would stay dry. The surge could be driven up the sound and river and cause a major flooding problem. BTW I'm about 18 feet above sealevel.

Well, post-Katrina, I'm certainly not a fan of pre-conceived surge maps. I'm at 30 feet above sea level and would never have imagined getting storm surge in my home. But I also live right in the middle of the Biloxi peninsula, so perhaps my expectatioins were unreasonable.

For our residents who live further inland, but still live on a river, they had minimal impact from the surge. But you say you also live on a "sound" at 18 feet above MSL. That may be cause for concern!! I believe I'd listen V-E-R-Y closely to advisories from the NHC and, depending on where you are in relation to landfall, base your decisions on that. If you're right of the landfall, head for the hills. But if you're on the left side, other considerations should be taken. At only 18 feet, I'd ALWAYS be concerned...

[timNms]

Ixolib, Isn't the governor or legislature in MS trying to figure out a way to make the INS companies pay for the storm surge damage although many residents didn't have flood insurance? Seems that I heard something about this on the news.
Like you, my wife's aunt who lives in Pascagoula was told ONE week before Katrina that there was no need for her to take out flood insurance. She had never flooded before. Unfortunately, with Katrina she had 2 feet of water in her home. The insurance company is paying nothing. The cost for repairs is coming out of her pocket. She's a widow and has a pretty nice nest egg, but still seems unfair.

[Ixolib]

Ixolib, Isn't the governor or legislature in MS trying to figure out a way to make the INS companies pay for the storm surge damage although many residents didn't have flood insurance? Seems that I heard something about this on the news.
Like you, my wife's aunt who lives in Pascagoula was told ONE week before Katrina that there was no need for her to take out flood insurance. She had never flooded before. Unfortunately, with Katrina she had 2 feet of water in her home. The insurance company is paying nothing. The cost for repairs is coming out of her pocket. She's a widow and has a pretty nice nest egg, but still seems unfair.

Based on what I'm hearing, it's a good thing she has that nest egg. Either that, or enough time to wait out the many years it will take for this settle out in the courts. My adjustor tells me he believes it'll be ten years before it's all sorted out. Of course, he was telling me that at the same time he was telling me that SF wasn't interested in discussing ANYTHING to do with storm surge. Tell her to call FEMA. They'll probably do her quite well over and above what her insurance company will pay for "wind" damage.

[timNms]

Ixolib, Isn't the governor or legislature in MS trying to figure out a way to make the INS companies pay for the storm surge damage although many residents didn't have flood insurance? Seems that I heard something about this on the news.
Like you, my wife's aunt who lives in Pascagoula was told ONE week before Katrina that there was no need for her to take out flood insurance. She had never flooded before. Unfortunately, with Katrina she had 2 feet of water in her home. The insurance company is paying nothing. The cost for repairs is coming out of her pocket. She's a widow and has a pretty nice nest egg, but still seems unfair.

Based on what I'm hearing, it's a good thing she has that nest egg. Either that, or enough time to wait out the many years it will take for this settle out in the courts. My adjustor tells me he believes it'll be ten years before it's all sorted out. Of course, he was telling me that at the same time he was telling me that SF wasn't interested in discussing ANYTHING to do with storm surge. Tell her to call FEMA. They'll probably do her quite well over and above what her insurance company will pay for "wind" damage.

You're probably right about the time table. Unfortunately, she did contact FEMA and they told her she had too much money and couldn't help her. Poor thing is almost 80 yrs old, just lost her husband last year and now this!