So when did the last category 4 or 5 hurricane make a direct hit on a major metropolitan area; a metropolitan area of 1,000,000+ population (affecting most of the residents)? I'm honestly not sure it's ever happened....not in U.S. history...
Let's start back from 2004 and list the landfalling cat-4 and 5 hurricanes to impact the U.S....and see if any slammed major metropolitan areas AFTER they became highly populated.
Aug 2004 (Charley)...nope; highly populated Tampa/ St Pete metro area was spared...and Charley weakened to cat-1/2 before impacting Orlando metro area.
Aug 1992 (Andrew)...almost, but not quite. Obliterating south Dade was catastrophic....if core impact zone had included downtown Miami (or anywhere between Miami and West Palm Beach) it would have been far worse
Sep 1989 (Hugo)...not only did metro Charleston miss the worst of Hugo, but isn't a major metro area to begin with (far less than 1 million population)
Aug 1969 (Camille)...fortunately missed greater New Orleans by less than 50 miles; at that time, Mississippi Coast was sparsely populated....still hundreds drowned
Sep 1961 (Carla)...large, destructive core impacted largely rural, sparsely populated middle Texas Coast.
Sep 1960 (Donna)...was only cat-4 while crossing the Keys and as far north as Naples.
Jun 1957 (Audrey)...killed 400+, but core (eyewall region) didn't strike any major metro areas.
Oct 1954 (Hazel)...nope (even today, Wilmington/Myrtle Beach has less than 1 million residents).
Sep 1947 (noname)...huge, destructive hurricane, but just after World War II, the Florida Gold Coast between Miami and West Palm Beach wasn't highly populated (a repeat today would IMO be catastrophic).
Well, no direct hits on major, highly populated metro areas by cat-4/5 hurricanes since World War II ended...and before 1945, the only metro area located along the Atlantic or Gulf Coast with more than one million population was New York City, which has never experienced a cat-4/5 hurricane.
It's true Miami/Ft Lauderdale were nearly erased from the map by the monster 1926 hurricane, but less than 200,000 residents lived there at that time; it was same story in New Orleans back in 1915 when a cat-4 cane struck. Over 8,000 died in the severe 1900 Galveston hurricane, but over a century ago, there weren't a million residents along the upper Texas Coast in 1900; in fact, there were no metropolitan areas in Texas or anywhere else in America (except possibly the NE U.S.).
There's very strong evidence that a cat-4 or 5 hurricane has never directly impacted a metro area with 1,000,000 or more residents. If and when it occurs, it's likely the damage amount will dwarf the toll caused by hurricane Andrew in south Dade (by 3 or 4 times IMO).
PW







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